1992-100-Authorizing The Town Manager To Execute An Amendment To Service Agreement With Nielsen Trudeau Associates/United States Escrow For Implementation Of The Town's California Natural Disaster Assistance ProgramRESOLUTION 1992 -100
RESOLUTION OF THE TOWN COUNCIL
OF THE TOWN OF LOS GATOS
AUTHORIZING THE TOWN MANAGER TO EXECUTE
AN AMENDMENT TO SERVICE AGREEMENT WITH
NILSEN TRUDEAU ASSOCIATES /UNITED STATES ESCROW
FOR IMPLEMENTATION OF THE TOWN'S
CALIFORNIA NATURAL DISASTER ASSISTANCE PROGRAM (CALDAP)
BE IT RESOLVED, by the Town Council of the Town of Los Gatos, County of
Santa Clara, State of California, that the Town Manager is authorized to execute an
amendment to service agreement, attached as Exhibit A, with NILSEN TRUDEAU
ASSOCIATES /UNITED STATES ESCROW in the name and in behalf of the Town of
Los Gatos.
PASSED AND ADOPTED at a regular meeting of the Town Council of the Town
of Los Gatos, California, held on the 1st day of June, 1992, by the following vote:
COUNCIL MEMBERS:
AYES: Randy Attaway, Steven Blanton, Brent N. Ventura,
Mayor Eric D. Carlson
NAYS: None.
ABSENT: Joanne Benjamin
ABSTAIN: None.
SIGNED: Q
MAYOR OF THE TOWN OF LOS GATOS
LOS GATOS, CALIFORNIA
ATTEST:
✓ �,'� C.t 2x- �v'a. % ' ! `--- 't%'3 "�'�\ _rte
CLERK OF THE TOWN OF LDS GATOS
LOS GATOS, CALIFORNIA
CSD08 * \RES0S \CS060192.100
f
AMENDMENT TO SERVICE AGREEMENT WITH
NILSEN TRUDEAU ASSOCIATES /UNITED STATES ESCROW
FOR IMPLEMENTATION OF THE
CALIFORNIA NATURAL DISASTER ASSISTANCE PROGRAM (CALDAP)
This AMENDMENT TO AGREEMENT is entered into this _ day of , 1992,
to be effective the lst day of July, 1992, by and between TOWN OF LOS GATOS, a
municipal corporation ( "TOWN ") and NILSEN TRUDEAU ASSOCIATES /UNITED STATES
ESCROW, a for profit corporation ( "CONTRACTOR ").
WHEREAS, TOWN and CONTRACTOR executed an Agreement for provision of
services necessary to administer the Town's California Natural Disaster
Assistance Program on August 14, 1990; and
WHEREAS, the Town Council has approved an allocation of funds for Fiscal
Year 1992 -93 to CONTRACTOR;
AGREEMENT:
IT IS THEREFORE AGREED by the parties as follows:
1. Term of the contract be extended from July 1, 1992, to June 30, 1993.
2. TOWN agrees to reimburse CONTRACTOR according to the schedule set
out in Attachment 1, Exhibit A, entitled "Service Agreement" which
is attached hereto and incorporated herein. Payments to CONTRACTOR
will be expended through CALDAP administrative account at United
States Escrow; Community Services Department approval is required
for disbursement.
3. Attachment 1, Page S, be replaced by Exhibit A, attached.
4. The terms and conditions of the original Agreement, except as herein
amended, shall remain in full force and effect.
IN WITNESS WHEREOF, the parties have executed this Amendment to the
Agreement for community services on the date written above, effective July 1,
1992.
-1-
APPROVED AS TO FORM:
Katherine Anderton
Town Attorney
ATTEST:
Marian V. Cosgrove
Town Clerk
APPROVED AS TO CONTENT:
Regina A. Falkner
Community Services Director
-2-
CSD13:A: \CONTRACT \NILSEN.TRU
TOWN OF LOS CATOS
David W. Knapp
Town Manager
NILSEN TRUDEAU ASSOCIATES
William Trudeau
Principal
UNITED STATES ESCROW
Kay Morris
Vice - president
SERVICE AGREEMENT
FOR CALIFORNIA NATURAL DISASTER
ASSISTANCE PROGRAM
(CALDAP -O AND CALDAP -R)
THIS AGREEMENT is entered into as of the /day of
1990, by and between the
TOWN MF LOS GATOS, (hereinafter "Agency "); NILSEN TRUDEAU
ASSOCIATES (hereinafter "NTA"); and UNITED STATES ESCROW, INC.
(hereinafter "USE ").
W I T N E S S E T H
WHEREAS, Agency has entered into an Agreement with the
California Department of Housing and Community Development
( "Department "), to directly administer the California Natural
Disaster Assistance Program ( "Program ") to homeowners and /or
owners of rental housing whose properties were damaged as a
result of the October 17, 1989, Loma - Prieta Earthquake and
subsequent aftershocks; and
WHEREAS, Agency agrees to follow Department guidelines
established pursuant to Sections 50661.5, 50661.7, and 50671.5 of
the California Health and Safety Code; and
WHEREAS, Agency desires to engage NTA and USE to render
services in connection with loans made under the Program; and
WHEREAS, NTA and USE represent that individually each is
qualified to provide services under this Agreement;
NOW, THEREFORE, THE PARTIES HERETO DO MUTUALLY AGREE AS FOLLOWS:
I. COMMITMENTS /RESPONSIBILITIES OF PARTIES TO THIS AGREEMENT
A. NILSEN TRUDEAU ASSOCIATES AGREES TO:
1. Applicant Intake
a. Set appointments and meet with Program
applicants to fully review and clarify
Program.
b. Assist applicants in completing application
and submitting application for processing and
approval.
C. Maintain follow -up with applicants to assure
timely submission of any documentation
required to complete application.
1
2. Initial Inspection, Work Writeup and Cost Estimate
a. Set appointments to meet with Program
applicants for the purpose of inspecting the
damaged dwellings.
b. Perform an inspection and prepare a work
writeup which addresses:
1) Repair or replacement of structurally
damaged items due to the Earthquake
itself.
2) Code violations not caused by the
Earthquake.
3) Cosmetic work necessary due to the other
repairs.
C. Prepare a cost estimate based on reasonable
cost levels given current market conditions
in the locality.
3. Contractor Bid Process and Selection
a. Assist Program applicants with contractor bid
process through:
1) Formal Bid Process or
2) Negotiated Bid Process
b. Upon receipt of bids from licensed general
contractors, review bids for cost
reasonableness, and in cases where costs
exceed previously prepared cost estimate, to
add a justification letter to the file.
C. bidlsselection ,apandcaprepareaalcontract final
for
execution.
d. Hold a Preconstruction Conference and issue
the Notice to Proceed, following satisfactory
completion of all loan closing functions.
4. Execution of Loan Documents
a. Set appointments and meet with Program
borrowers to execute State approved loan
documents.
b. Ensure that all loan documents are properly
executed and notarized, and where necessary,
that Program borrowers, questions regarding
documents are fully answered.
2
C. Forward executed documents for loan closing
and recordation.
5. Progress and Final Payment Inspections
a. Make timely progress payment inspections at
the request of the general contractor.
b. Review workmanship, materials, and contract
compliance to ensure quality of work and
adherence to CALDAP guidelines.
C. Collect appropriate permits, receipts, and
lien releases from general contractor.
d. Prepare and submit an Authorization For
Payment upon approval of property owner.
e. Prepare a final punch list in coordination
with property owner and general contractor
and cause the execution of the Notice of
Completion after all punch list items are
corrected.
f. Forward the executed Notice of Completion to
USE for recordation.
g. Prepare and forward an Authorization For
Payment for release of retention thirty -five
(35) days after recording of the Notice of
Completion.
B. UNITED STATES ESCROW AGREES TO:
1. Loan Processing
a. Complete a loan analysis for each loan
application submitted. Such analysis will be
based upon criteria established by the
Department.
b. Order any outside services applicable to the
packaging of each loan. Outside services may
include:
1) Appraisal
2) Title
3) Credit
C. Verify mortgage payment history and monitor
for duplication of benefits with FEMA, SBA,
IFG, applicants' personal insurance company
and applicants' financial institution (when
applicable).
3
2.
3.
d. Assist Program applicant in the removal of
any clouds on title in order to assure the
Department a secure lien position.
e. Upon receipt of final approved rehabilitation
cost, prepare the Loan Analysis Summary
Sheet, Loan File Checklist, and provide all
supporting documentation for signature by
Agency and final approval by Department.
Preparation of Loan Documents and Loan Closing
a. Prepare Department approved loan documents
for each loan approved and funded by the
Department. The following documents will be
prepared:
1) Promissory Note
2) Deed of Trust
3) Request for Notice of Default and Sale
4) Notice of Right to Cancel
5) Truth in Lending Disclosure Statement
6) Escrow Control Instructions
7) Regulatory Agreement (Rental Only)
8) Rehabilitation Loan Agreement
b. Verify prior to loan closing, that hazard and
flood insurance (when applicable) in an
amount sufficient to cover the interest of
the Department is in effect.
C. Following execution of documents with Program
borrowers, to record the Deed of Trust and
Request for Notice with the applicable County
Recorder, and to update title when using a
lot book report, CTR, or PIRT, or cause the
issuance of a Full Title Policy when a
Preliminary Title Report has been used.
d. Notify the appropriate party that all loan
closing functions have been performed so that
the Notice to Proceed may be issued.
Funds Disbursement and Notice of Completion
Recording
a. Receive loan and administrative funds for
each loan approved by Department.
b. Ensure that no borrower funds will be
disbursed until all loan closing functions
have been completed.
C. Open an individual disbursement account for
each loan. For each borrower account,
borrower's name, job site address, account
identification number, and initial balance
will be entered into the computerized ledger
system, and a receipt for funds will be
forwarded to Agency.
d. Keep signatures on file of those persons
authorized by Agency to order disbursement of
funds.
e. Follow the guidelines established by the
Department for the disbursement of funds, the
use of contingency, and the release of
retention.
f. Upon receipt of an Authorization For Payment,
verify that signatures are acceptable and
that amounts to be disbursed are correct and
in agreement with Control Instructions.
Checks will be issued the same day and
returned to Agency or mailed directly to
payee.
g. Receive supplemental loan funds and change
orders at any time during the construction
process.
h. Receive and record the Notice of Completion
with the appropriate County Recorder, and
release retention no earlier than thirty -five
(35) days after Notice of Completion
recording and upon receipt of an
Authorization For Payment.
i. Upon payout of all funds in an individual
borrower account, prepare and forward a Final
Closing Statement.
j. Provide monthly Escrow Status Reports to
Agency. All disbursements made to date and
balances remaining in each escrow account
will be shown. Owner /Occupant and Rental
Property loans will be shown separately.
C. AGENCY AGREES TO:
1. Maintain policy control over Program and exercise
approval or denial of the following actions (upon
recommendations of NTA and USE):
a. loan applicant packages to be submitted
to Department for approval
b. construction contracts
C. Notice of Completion
d. Change orders requiring supplemental loan
fund approval by Department
2. Designate an officer or employee of the Agency
with authority to grant or deny approvals of the
above actions.
3. Mediate and determine the rights of the parties,
should any dispute arise during the construction
phase. NTA shall provide such information, in
written form, as necessary for Agency to make a
proper determination.
4. Perform normal Agency building inspection services
during the construction phase and to inspect work
in progress to determine its compliance with
building codes and permits issued by Agency.
5. Provide to NTA, or approve, a standard
construction contract to be used for all Program
applicants.
6. Compensate NTA and USE for services rendered per
fee schedule as outlined in Section II, Schedule
of Fees.
II. SCHEDULE OF FEES
In return for services rendered, Agency agrees to compensate
NTA and USE at the following rates on a per loan basis.
A. Applicant Intake
(Nilsen Trudeau Assoc.) $175.00
Owner /Occupant and
Rental Property
B. Initial Inspection, Work write Up
And Cost Estimate
(Nilsen Trudeau Assoc.) 400.00
Owner /Occupant* $
* In cases where architectural and /or engineering
plans are available and complete, the fee shall
be reduced by $200.00.
6
Over 12 Units - $2,000.00 plus $30.00
for each unit over 12
C. Contractor Bid Process And Selection
(Nilsen Trudeau Assoc.)
Owner /Occupant and $225.00
Rental Property
D. Loan Document Execution
(Nilsen Trudeau Assoc.)
Owner /Occupant and $50.00
Rental Property
E. Progress Payment Inspection
(Nilsen Trudeau Assoc.)
Owner /Occupant
Rental
Property
- 1 to
12 Units
1 Units
$400.00
7
Units
$1,450.00
2 Units
$600.00
8
Units
$1,600.00
3 Units
$800.00
9
Units
$1,700.00
4 Units
$1,000.00
10
Units
$1,800.00
5 Units
$1,150.00
11
Units
$1,900.00
6 Units
$1,300.00
12
Units
$2,000.00
Over 12 Units - $2,000.00 plus $30.00
for each unit over 12
C. Contractor Bid Process And Selection
(Nilsen Trudeau Assoc.)
Owner /Occupant and $225.00
Rental Property
D. Loan Document Execution
(Nilsen Trudeau Assoc.)
Owner /Occupant and $50.00
Rental Property
E. Progress Payment Inspection
(Nilsen Trudeau Assoc.)
Owner /Occupant
$75.00
Three Anticipated Inspections
per
inspection
Rental Property
$100.00
first unit
plus
$10.00 for
each
additional
unit per
inspection
F. Final Inspection And Execution of NOC
(Nilsen Trudeau Assoc.)
Owner /Occupant $100.00
Rental Property $125.00
first unit
plus
$10.00 for
each
additional
unit
G. Change Orders
(Nilsen Trudeau)
Owner /Occupant $50.00
per change
order
7
M
Rental Property
Loan Processing /Underwriting
(United States Escrow)
owner /occupant
Rental Property - 1 to 12 Units
* Sole Ownership
* Partnership or Corporation
Rental Property - 13 or More Units
* Sole Ownership
* Partnership or Corporation
I. Preparation of Loan Documents and
Loan Closing
(United States Escrow)
J. Funds Disbursement
(United States Escrow)
K. Supplemental Loan Funds
(United States Escrow)
Loan Processing, Loan
Document Preparation and
Closing, Loan Document
Execution
0
$100.00
per change
order
$125.00
plus outside
costs
$350.00
plus outside
costs
$450.00
plus outside
costs
$350.00 plus $5.00
per unit plus out-
side costs
$450.00 plus $5.00
per unit plus out-
side costs
$125.00
plus outside
costs
$50.00
$150.00
plus outside
costs
No fees shall be charged by NTA or USE for services rendered
to any Program applicant who is denied or rejects a CALDAP loan.
The payment of costs for outside services ordered by USE
(title, credit, appraisal, mortgage verification) on behalf of
Program applicants who are denied or reject a CALDAP loan, shall
remain the responsibility of the Agency.
It is understood by NTA and USE that fees for services
rendered shall be paid from administrative grants received by
Agency from Department at the time individual Program loans are
funded.
III. ADDITIONAL TERMS
During the performance of this Agreement, Agency, NTA and
USE individually agree as follows:
A. INDEPENDENT CONTRACTOR STATUS
NTA and USE agree individually to provide those
services for which each is designated as responsible
as set forth in Section I, A and B. In providing
such services, Agency agrees that each is an
independent contractor of Agency and nothing herein
shall affect such independent contractor status.
Both NTA and USE shall be directly responsible to
Agency only for their own performance under the
terms of this Agreement and neither shall be held
liable for the acts of the other.
B. INDEMNIFICATION BY NTA AND USE
NTA and USE individually shall indemnify, defend and
hold harmless each other and Agency, of and from any
claim, liability, judgements, costs, and demands
arising as a result of loss, demand, penalty, fine,
forfeiture, reasonable attorney fees, damage, or
expense sustained due to the failure to perform
commitments and /or responsibilities under the terms
of this Agreement, provided that such
indemnification shall not extend to any loss
incurred by errors, omissions or inconsistencies in
guidelines supplied by Agency to NTA or USE.
C. INDEMNIFICATION BY AGENCY
Agency shall indemnify and hold harmless both NTA
and USE and /or its agents, against all claims and
damages of whatsoever nature, arising out of
Agency's instructions, written or verbal, regarding
rehabilitation work or administrative services;
reliance of NTA and USE upon any authentic
instruction or notice; the performance or non-
performance of both the borrower(s) and licensed
contractor(s) under the Program whose actions could
not reasonably have been monitored. NTA and USE are
not responsible for loss or liability which Agency
incurs under the Program which is caused by
fraudulent acts of borrowers, licensed contractors,
or any third party not an agent or employee of NTA
or USE. Agency's obligation under this paragraph
shall not extend to negligent or willful acts of
omission by NTA and USE.
D. REPRESENTATIONS
As an inducement to the execution of this Agreement
by the Agency, NTA and USE individually represent
that each has, and will continue to have, adequate
and proper facilities and personnel to perform the
services and work agreed to be performed by each
hereunder, that each party is duly qualified by law
to perform such services and work, and that each has
not employed any person to solicit or procure this
Agreement, and has not made, and will not make, any
payment or any agreement for the payment of any
commission, percentage, brokerage, contingent fee or
other compensation in connection with the
procurement of this Agreement.
F. CONFLICT OF INTEREST
No officer or employee of the Agency shall have any
personal interest, direct or indirect, in this
Agreement nor shall any such officer or employee
participate in any decision relating to the
Agreement which effects his personal interest or the
interest of any corporation, partnership or
association in which he is, directly or indirectly,
interested, in violation of any State statute or
regulation.
10
G. NONDISCRIMINATION AND EQUAL OPPORTUNITY
NTA and USE shall not discriminate against any
employee or applicant for employment because of
their race, religious creed, color, national origin,
ancestry, physical handicap, medical condition,
marital status, or sex. NTA and USE will take
affirmative action to ensure that the applicants are
employed, and that employees are treated during
employment without regard to their race, religious
creed, color, national origin, ancestry, physical
handicap, medical condition, marital status, or sex.
Such action shall include, but not be limited to,
the following: employment, upgrading, demotion or
transfer, recruitment or recruitment advertising,
layoff or termination, rates of pay or other forms
of compensation and selection for training,
including apprenticeship.
H. SOLICITATIONS FOR EMPLOYEES
NTA and USE will, in all solicitations or
advertisements for employees placed by or on behalf
of NTA or USE, state that all qualified applicants
will receive consideration for employment without
regard to race, religious creed, color, national
origin, ancestry, physical handicap, medical
condition, marital status, or sex.
SUBCONTRACTS
NTA and USE will cause the foregoing provisions to
be inserted in all subcontracts for any work covered
by this Agreement so that such provisions will be
binding upon each subcontractor, provided that the
foregoing provisions shall not apply to contracts or
subcontracts for standard commercial supplies or raw
materials.
J. COMPLIANCE TO APPLICABLE STATUTES, REGULATIONS,
ORDINANCES, AND DEPARTMENT GUIDELINES
Each party to this Agreement, in performing their
respective duties, shall comply with all applicable
statutes, regulations, ordinances and Department
guidelines including the Federal Truth in Lending
Act and Regulation Z thereto; the Real Estate
Settlement Procedures Act as amended; the Freedom of
Information Act; the Equal Credit Opportunity Act
and Regulation B thereto; Title VI of the Civil
Rights Act of 1964; and Title VIII of the Civil
Rights Act of 1968.
11
K. DISPUTES
In the event of any dispute arising under this
Agreement, the injured party shall notify the
injuring party and the other party in writing of its
contentions by submitting a claim therefor. The
injured party shall continue performing its
obligations hereunder so long as the injuring party
commences to cure such default within ten (10) days
of service of such notice and completes the cure of
such default within forty -five (45) days after
service of the notice, or such longer period as may
be permitted by the injured party. Compliance with
the provisions of the Paragraph shall be a condition
precedent to termination of the Agreement for cause
and to any legal action, and such compliance shall
not be a waiver of any party's right to take legal
action in the event that the dispute is not cured,
provided that nothing herein shall limit Agency's
right to terminate this Agreement without cause
pursuant to Section III, M. The default of one
party shall not be considered by Agency to be
default of the other party.
L. TERMINATION FOR CAUSE
In the event of default of a condition or provision
of this Agreement by NTA or USE, which party having
been served notice as stipulated in Section III, K,
continues to remain in default, Agency shall have
the right, by prior written notice, to terminate the
independent contractor status of the defaulting
party hereunder and cancel this Agreement, take over
the work called for herein and provide for
completion by contract or otherwise, without
prejudice to any other rights or remedies of the
Agency. The Agency shall have the benefit of such
work as may have been completed up to the time of
such termination and with respect to any part which
shall have been delivered to accepted by the Agency,
there shall be an equitable adjustment of
compensation.
M. TERMINATION WITHOUT CAUSE
Irrespective of any default hereunder, the Agency
may also, at any time at its discretion, terminate
this Agreement, in whole or in part, by giving NTA
and /or USE thirty (30) days written notice thereof.
In such event, NTA and /or USE shall be entitled to
received compensation specified herein with respect
to loans approved and funded prior to the date of
termination or cancellation. An equitable
adjustment shall be made, as compensation to NTA
and /or USE, to the date of such termination, for
work completed, but not yet delivered to Agency.
12
NTA and /or USE, at its discretion, may terminate its
respective portion of the services by giving the
Agency one hundred twenty (120) days written notice
of said termination. In the event of termination by
NTA and /or USE, the terminating party agrees to
concientiously continue to provide the required
services prior to termination, to turn over all
records to the Agency upon termination, and to
provide an orderly transition of services to ensure
continuation of the Program and timely completion of
any projects in progress. NTA and /or USE shall be
entitled to compensation for services performed up
to the date of termination.
N. TERM OF AGREEMENT
The term of this Agreement shall commence upon
execution of this Agreement by all parties and
shall remain in full force and effect concurrent
with the Agreement between the Agency and the
Department.
IN WITNESS HEREOF the Agency, NTA, and USE have executed
this Agreement as of the date first hereinabove set forth.
TOWN OF LOS GATOS
BY it Jo Lev' ger
TITLE T n Attor
TW Tpping instrument is a
correct copy of the original
on file in this office.
ATTEST: MARIAN V. COS +ROV
DIRE&M -0 L%G1$Qi4 SERVICES
CLERR(iD1PlTIRE BRIVVBFOk WSG"t6S
DATE
TOWN OF LOS GATOS
BY
ASSOCIATES
TITLE
UNITF,Q STATES ESCROW, INC.
By U
TITLE y, C¢ „
13
EXHIBIT A
Rental Property
$100.00
per change
order
H. Loan Processing /Underwriting
(United States Escrow)
Owner /Occupant
$125.00
plus outside
costs
Rental Property - 1 to
12 Units
• Sole Ownership
$350.00
plus outside
costs
• Partnership or
Corporation
$450.00
plus outside
costs
Rental Property - 13
or More Units
• Sole Ownership
$350.00 plus $5.00
per unit plus out-
side costs
• Partnership or
Corporation„
$450.00 plus $5.00
per unit plus out-
side costs
I. Preparation of Loan Documents and
Loan Closing
(United states Escrow) $125.00
plus outside
costs
J. Funds Disbursement
(United States Escrow) $50.00
K. Supplemental Loan Funds
(United States Escrow)
Loan Processing, Loan
Document Preparation and
Closing, Loan Document
Execution
L. Program Direct Services (on -site ,
at Town Community Services Department
Office)
8
$150.00
plus outside
costs
$50 /hr.