Item 15 Staff Report Annual Update on Affordable Housing ActivitiesMEETING DATE: 1/20/04
ITEM NO. �,
COUNCIL AGENDA REPORT
DATE: JANUARY 13, 2004
TO: MAYOR AND TOWN COUNCIL
FROM: DEBRA J. FIGONE, TOWN MANAGER
SUBJECT: ANNUAL UPDATE ON AFFORDABLE HOUSING ACTIVITIES
RECOMMENDATION:
Accept report on affordable housing activities.
BACKGROUND:
On September 16, 2002, the Town Council held a Study Session to discuss the Town's affordable
housing activities. Staff prepared a detailed report (Attachment 1) for the Study Session that
discussed the Town's affordable housing activities. In addition, staff prepared a detailed Draft
Redevelopment Agency Affordable Housing Strategy that outlined a number of potential affordable
housing activities to pursue.
Annually, staff would like to update the Council on the current affordable housing activities being
undertaken by the Redevelopment Agency ("Agency") and by the Town. In this manner Council can
be informed of activities and provide comments to staff.
DISCUSSION:
New affordable housing units in Los Gatos are generally provided in two ways: 1) using
Redevelopment Agency Low and Moderate Income Housing Funds, and; 2) through the Town's
Below Market Price program and with CDBG funds. Listed below are the affordable housing
activities currently being pursued in each of these two categories.
PREPARED BY: Marty Woodwortlf
Redevelopment and Economic Vitality Director
Reviewed by: P5t Assistant Town Manager or. ---Attorney Clerk Finance
'„Community Development Revised: 1/13/04 8:57 am
Reformatted: 5/30/02
i
PAGE 2
MAYOR AND TOWN COUNCIL
SUBJECT: ANNUAL UPDATE ON AFFORDABLE HOUSING ACTIVITIES
January 13, 2004
1. Redevelopment Agency Low and Moderate Income Housing Fund
Under Redevelopment Law, 20 percent of all tax increment revenue collected by a redevelopment
agency must be spent on affordable housing. The Agency currently has approximately $2.6 million
in its Low and Moderate Income Housing Funds ("LMIHF") with annual revenues of approximately
$800,000. This annual income stream is generally unencumbered (there are no bonds or other debt
service payments required of it).
The Agency has undertaken two projects over the past year. The first is the Habitat for Humanity
house on Charles St. that was completed in September, 2003. The Agency contributed $310,000 to
make this project a reality. The second project, which was completed in early December, 2003, is
the Project Match five unit very low income senior group residence on Blossom Hill Rd. The
Agency contributed $262,000 in LMIHF and the Town contributed $126,801 in CDBG funds to this
project.
The Agency is currently working with the owners of 20 Dittos Lane regarding a potential purchase
of this 1.5 acre property. Should the Agency be able to acquire this property it would then issue a
Request for Proposals (RFP) to non-profit housing developers for an affordable housing
development on this property. Staff, at a later date, will need to get direction from the Council
regarding the type of affordable housing project desired and an idea of the density that might be
suitable for the site.
2. Below Market Price Affordable Housing Program
Under the Town Code, new housing developments of five or more units must either provide a
certain number of Below Market Price units (BMP) or pay an in -lieu fee to the Town. The Town
has approximately $1 million in its BMP in -lieu fund available for affordable housing projects.
These funds can be combined with Agency funds in order to finance a project such as Dittos Lane
or could be used on a separate Town initiated project.
During the first half of 2004, staff will be focused on revising the BMP Guidelines. The goals
of this revision are to maximize the program's benefit to the community, and to facilitate more
effective administration. Issues to be addressed include:
Demographics: What is the typical household size, income, and composition of the local
households who could most benefit from the BMP Program? How should these household
characteristics affect unit size or price?
Community Benefit Units: How should the program address proposed community benefit
units? (i.e., - units which the developer wishes to reserve for certain populations, such as teachers
or public safety employees. To date approximately three of these types of units have been
proposed).
PAGE 3
MAYOR AND TOWN COUNCIL
SUBJECT: ANNUAL UPDATE ON AFFORDABLE HOUSING ACTIVITIES
January 13, 2004
Sales Price: What is the best means for setting the sales price of a new unit: one which takes
into account developer costs, affordability to the moderate income household, or real -world
financing options?
Staff anticipates that draft revisions to the BMP Guidelines will be brought to the General Plan
Committee for its review and to Council for its approval by June 2004.
Second Units: Staff is working on developing a loan program in conjunction with the recently
approved Second Dwelling Unit Ordinance. As approved by Council, the Town or the
Redevelopment Agency would provide construction financing for a new secondary living unit if
the owner voluntarily agrees to record affordability restrictions against the unit. In this manner
the Town can provide additional affordable housing at a reasonable cost. Should the unit be
inside the Central Los Gatos Redevelopment Project Area then Agency LMIHF will be used.
Should the unit be outside the Project Area, then Town BMP funds would be used. Staff is in the
process of developing the loan program and is working with the Housing Trust of Santa Clara
County to administer the program. Staff expects to bring back to Council in early 2004,
guidelines for review and approval.
CONCLUSION:
Staff continues to pursue affordable housing projects for the Town. The Agency is currently
pursuing a project on Dittos Lane. The Town continues to produce BMP units in new housing
developments as well as collecting in -lieu fees. In addition, staff is working to develop a loan
program for new secondary living units in which the owners will voluntarily record affordability
restrictions against a unit in return for a low-cost construction loan from the Agency or the Town.
Staff believes that the Town should be able to produce a number of new affordable units at a
reasonable cost using this approach.
Staff is seeking direction from Council regarding the current and proposed strategies for
producing affordable housing in Los Gatos.
ENVIRONMENTAL ASSESSMENT:
Is not a project defined under CEQA, and no further action is required.
PAGE 4
MAYOR AND TOWN COUNCIL
SUBJECT: ANNUAL UPDATE ON AFFORDABLE HOUSING ACTIVITIES
January 13, 2004
FISCAL IMPACT:
The fiscal impact of each project will be analyzed as it is brought forward to the Council for
consideration.
Attachments:
1. Council Study Session Report from the September 16, 2002 meeting
S:\affordablehousingupdatedec03.wpd
DATE:
TO:
FROM:
SUBJECT:
MEETING DATE: 9/16/02
COUNCIL STUDY SESSION REPORT
September 10, 2002
MAYOR AND TOWN CODICIL
DEBRA I. FIGONE, TOWN MANAGER
DISCUSSION OF AFFORDABLE HOUSLNG
RECOMMENDATION:
Staff seeks Council direction on the following key affordable housing issues:
1. What direction should staff take in spending the Redevelopment Agency's Affordable
Housing Set -Aside Funds
2. Should changes be made to the Town's Below Market Rate (BMP) program to target Low
Income persons? What should be the mix of ownership vs. rental units?
3. In order to help get State certification of the Town's Housing EIement, should properties on
Oka Road be considered for higher density zoning?
BACKGROUND:
Lack of affordable housing is one of the key regional issues impacting Silicon Valley and the Bay
Area. The lack of available land, high construction costs, and difficulty in getting projects approved
have resulted in a severe shortage of affordable housing. The high cost of housing forces many to
live many miles from. where they work, resulting in time consuming commutes. Companies often
find it difficult to recruit employees who cannot afford to live in the area, despite good salaries. In
turn, some companies relocate outside of the Bay Area because of this housing problem. Housing
and transportation will continue to be the two most significant issues that Silicon Valley will have
to address in order to continue to maintain its economic vitality and high quality of life.
(Continued to Page 2)
PREPARED BY: BUD N. LORTZ 7
COMMUNITY DEVELOPMENT DIRECTOR
Reviewed by: PSS Assistant Town Manager 0V,7 Attorney Clerk Finance
Community Development Revised: 9/12/02 5:06 pm
Formatted 5/30/02
Attachment 1
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MAYOR AND TOWN COUNCIL
SUBJECT: DISCUSSION OF AFFORDABLE HOUSING
September 12, 2002
DISCUSSION:
All cities and towns in the Santa Clara Valley have a State mandated obligation to produce housing
and affordable housing. The Town has its "Fair Share" housing obligations adopted in its General
Plan Housing Element. Los Gatos, with its redevelopment agency, must spend 20 percent of all tax
increment collected on affordable housing. Furthermore, the Town has its Below Market Price
(BMP) program that requires new housing developments to set -aside a certain rurnber of units as
affordable, or pay an in -lieu fee.
Developing affordable housing is challenging in Los Gatos for several reasons. First, the cost of land
and construction is very expensive here. Second, there is very little land available for affordable
housing or any other type of development. Finally, the approval process is often lengthy and highly
scrutinized by residents.
Despite the aforementioned obstacles, Los Gatos has been successful in developing a significant
number of affordable housing units in the past. Because of the substantial redevelopment agency
affordable housing funds the Town is accumulating, as well as BMP in lieu funds, it is important for
the Town to develop a strategy to produce additional affordable housing. Affordable housing
projects often take several years from inception to completion, consequently, planning needs to begin
imrnediately.
The purpose of the Affordable Housing Study Session is to review affordable housing issues with
the Council in order that it can provide guidance to staff in terms of the direction to proceed with
_ifordable housing issues as outlined in the "Recommendation" section of this report.. The Study
Session will focus on the following three areas:
1. Redevelopment Agency Affordable Housing Strategy
2. The Town's Below Market Rate (BMP) program
3. The General Plan's Housing Element
1. Redevelopment Agency Affordable Housing Strategy
Attachment 1 provides the detailed draft Redevelopment Agency Affordable Housing Strategy that
was recently prepared by staff. The Strategy provides information to the Council on: 1) Housing
requirements and obligations; 2) Funding sources; 3) Types of affordable housing; 4) Potential sites
for affordable housing projects, and: 5) Next steps. The Strategy is intended to provide the Council
with necessary background information in order that it can provide direction to staff in terms of the
types of affordable housing projects to investigate. The following is a summary of key points from
the report:
Redevelopment Law requires that all redevelopment agencies spend 20% of their tax
increment revenues on affordable housing.
The Los Gatos Redevelopment Agency (the "Agency") has approximately $2 million in its
PAGE 3
MAYOR AND TO ,. N COUNCIL
SUBJECT: DISCUSSION OF AFFORDABLE HOUSL TG
September 12, 2002
20 % housing set -aside fund (the "Housing Fund"). The Town has approximately S I million
in its BMP fund. The Agency needs to begin to spend down its Housing Fund in the next
three years to be in compliance with state law. Typically, the Town's funds would be
leveraged with other funding obtained by a non-profit housing developer. In addition, the
Agency could bond its housing set -aside revenues, however, there are a number of
restrictions on use of the funds should the Agency decide to do so.
• Redevelopment Housing Fund money can be spent on affordable housing within the
Redevelopment Project Area (444 acres in and around the downtown) or elsewhere in the
Town upon making certain findings.
• The Agency has expended Housing Funds in the past on the 12 unit Los Gatos Creek (Miles
Ave.) development and for the Habitat for Humanity house which should be under
construction soon.
• The Town has a number of choices in terns of how it wishes to spend its Housing Fund.
Obtaining the Council direction in the following areas would be helpful:
• Rental housing (most common form of affordable housing).
• Ownership housing (requires very high subsidies in an expensive area such as Los
Gatos).
Senior housing, family housing, special needs housing, public employee housing?
Large family vs small family development.
• Rehabilitation vs. new construction (note: rehabilitation does not result in any "net
new" housing units).
• Size of projects: Large vs. small (greater economies of scale with larger projects)?
• Working with non-profit developers(most common method for agencies in
constructing or rehabilitating affordable housing).
• Pooling of Town's RDA Housing Fund and BMVIP in -lieu fund.
Staff has developed a list of several properties that may have some potential for affordable housing.
All will have a variety of issues of deal with, however, they represent what appears to be some of
the best possibilities for affordable housing developments:
• 20 Dittos Lane - 1.5 acres near downtown with a vacant historic building. Owner
wishes to develop property and would consider affordable housing. Access to the
site is difficult.
• Riviera Terrace Apartment Complex owned by Sobrato Development. Owner would
like to seek density bonus to build additional units - many to be affordable.
• Los Gatos Mobile Home Park - An application for this 12.5 acre site was submitted
by Barry Swenson to construct 60 town homes, with 19 of which being BMP.
Existing use has 72 mobile home spaces. Site has a number of issues.
• Vacant County Parcel adjacent to courthouse on Capri Ave. - County has indicated
an interest in working to develop affordable housing. This would be a good Iocation.
County needs to determine that property is surplus.
• Oka Rd./Yuki properties - several parcels ranging in size from 1 acre to 5 acres.
Good location and adjacent to other higher density housing. Yuk: has shown little
interest in selling any of the properties.
PAGE 4
MAYOR AND TO . .1 COUNCIL •
SUBJECT: DISCUSSION OF AFFORDABLE HOUSLNG
Sepzernber 12, 2002
•
.
14561 Winchester Blvd. - north of Courtside Tennis Club. - this 2.3 acre site has two
older homes on it. A number of issues concern this property.
Town owned property at Lark and Winchester - the property is vacant and about 1/2
acre in size and could accommodate a smaller affordable housing project.
15940 Blossom Hill Rd - Blossom Hill Rd. at Old Blossom Hill Rd. - two parcels
totaling approximately 1 1h acres. Site could accommodate a moderately sized
affordable project. A number of issues to deal with.
Villa Vasona Apartments on W. Parr Ave. - Affordability restrictions expire in
November, 2004. Town intervention may be required to assure future affordability
of units.
Next steps - Council to provide staff direction in terrns of affordable housing
opportunities to pursue.
2. Below Market Price Program (BMP)
In addition to the redevelopment housing set aside requirements, a primary element of the Town's
affordable housing program is the Below Market Price (BMP) Housing Prozrarn. Resolution 2000-
131 and Sections 29.10.3020 - 29.10.3040 of the Town Code (Attachments 3 and 4 respectively) set
forth the elements of the Town's BMP Program. The objective of the BMP program is to require the
construction of dwelling units such that persons and families of moderate incorne can afford to buy
or rent , and that the resale prices and rents are restricted through recordation of deed restrictions
such that the BMP unit(s) will remain in the Town's supply of affordable units.
Through the BMP program, new residential units are made available to income eligible households
for purchase or rent at below market rate prices. The program currently includes housing inventory
of 29 owner occupied units; 4 additional units are due to be constructed within the next year. Also
included in the program an 31 rental units (29 are part of The Terraces, a senior continuing care
retirement facility); 47 additional rental units have been approved, 27 of which are included in the
recently approved Los Gatos Gateway project. Attachment 5 provides a list of pending BMP units.
Staff is in the process of drafting policy recommendations regarding the BMP program in three
primary s eas and would like to obtain direction from Council. These areas are briefly described as
follows:
1. Rental versus Owner -Occupied Units
Currently, the Town allows the applicant to determine if the BM2 units will be for sale or rental. The
current and approved distribution of BMP units totals 33 units that are owner occupied (for sale
units) and 78 that are rental occupied. The current percent distribution of approved BMP units
include 30 % owner occupied and 70% rental. The adopted General Plan policy H.P. 2.2 states that
"The Town shall attempt to maintain a range of 30-35 percent of the total town dwelling units as
rental.
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MAYOR AND TO\ COUNCIL
SUBJECT: DISCUSSION OF AFFORDABLE HOUSEtiG
September 12, 2002
The staff would like direction from Council regarding the management of the distribution of BMP
units. In essence, should staff direct and condition the "for sale" and "rental" distribution of
development projects with BMP units and should the BMP program maintain General Plan policy
. H.P. 2.2.?
2. Household Incomes
Under the current BMP program there are two income categories that include moderate income
housing (80% - 100% of the County Median Income ((574,250 - S96,000 for a family of four)) and
Low Income (80% of County Median Income). Page H-3 of the General PIan states the BMP
program should be revised so that new BMP units are only affordable to very low or low income
households. Staff is looking for direction from Council regarding the elimination of the moderate
income category as an eligible income category for BMP units. Attachment 6 provides the rnost
recent Housing and Urban Development (HUD) income distribution categories that define Low
Income based on the County median income. Staff believes that making BMP units available for
Low Income persons, versus Moderate Income, will better meet the affordable housing needs of the
community.
3. Targeted Households
To demonstrate "community benefit", developers have recently been proposing additional BMP units
aimed at specific populations such as teachers and public safety employees. Currently, applications
are ranked on a point system. A minimal number of points are awarded to Town employees. If
Council wishes to broaden the targeted population, staff recommends that the guidelines be revised
to allocate the same number of points to a general "worker housing" population group. This group
would include teachers, municipal employees, and or private sector service industry workers as an
example. Priority could be given for the worker housing category to those employed within the
Town. Feedback is requested on what additional populations Council would like targeted and if more
or fewer points to these populations are desired. Attachment 3, Resolution 2000 -131 provides the
point system criteria.
3. The General Plan's Housing Element
The Housing E update began 1 date be an in Fall 2001. The Town hired a housing consultant, Melanie
Shaffer-Freitas of Freitas + Freitas to prepare the new Housing Element. An administrative draft was
completed in March 2002 and was sent to the State Department of Housing and Community
Development (HCD) for review. Staff also presented the March 2002 Draft to the General Plan
Committee (GPC) and then worked with a four member sub -committee of the GPC in reviewing the
draft goals, policies and implementing strategies that will ultimately be incorporated into the General
Plan. The consultant recently completed revisions in response to HCD comments received in late
July 2002. The Housing Element public review period was advertised and began on September 4,
2002, and will end on October 21, 2002. The public hearing draft was forwarded to HCD for review
and comments should be received prior to public hearings.
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MAYOR Al'VD TO\ COUNCIL
SUBJECT: DISCUSSION OF AFFORDABLE HOUSING
September 12, 2002
The next steps to be taken are as follows:
• September 25, 2002 - General Plan Committee will discuss the public hearing draft and
formulate a recomu-nendation to the Commission and Council.
• October 2, 2002 - Community meeting. Staff and the consultant will be available at that
meeting to discuss the Draft Housing EIement and to answer any questions from members
of the public.
• October 9, 2002 - Planning Commission hearing.
• October 21, 2002 - Tentative Town Council hearing date.
Among the July 2002 comments from HCD was a request that the Town rezone property to a hither
density in order to meet housing production requirements. Following discussions with HCD the
housing consultant recommended that the Town include a housing program to rezone at least five
acres to high density. Staff suggested that the wording state that the Town will consider rezoning
properties on Oka Road to a higher density. There is approximately 13 acres of R-1:8 zoned land
in this area that could be rezoned to RM:5-12, thereby allowing for a higher density and more
affordable housing units. Staff seeks Council direction on this issue.
The Architectural Standards/Hillside Committee (ASC) has had some discussions about secondary
dwelling units and accessory living quarters in the past year. The ASC suggested that accessory
living quarters criteria be dropped and that secondary dwelling unit provisions be looked at to see
if they can be modified to allow potential for more second units in the Town. The Committee has
not forwarded a recommendation on this to the Commission or Council, but staff would like the
Council's input on this topic in order to make a determination on whether it should be pursued.
CONCLUSION:
Affordable housing is an important issue in Los Gatos and Silicon Valley. The Study Session is
intended to provide the Council with information regarding the Town of Los Gatos' affordable
housing efforts and to seek direction from the Council on key issues. More specifically, the Study
Session focuses on the following:
1. HOW to spend the Los Gatos' Redevelopment Agency's 20% Housing Funds
2. Whether some changes should be made to the Town's Below Market Price (BMP) program
to better meet the needs of the community
3. . The Los Gatos General Plan Housing Element, and the possibility of rezoning land on Oka
Rd. to higher density
ENVIRONMENTAL ASSESSMENT:
Is not a project defined under CEQA, and no further action is required.
PAGE 7
- MAYOR AND TON _ COUNCIL
SUBJECT: DISCUSSION OF AFFORDABLE HOUSING
September 12, 2002
FISCAL IMPACT:
The Study Session itself will have no direct fiscal impact. Affordable housing developments will
be required to come before the Council/Agency Board for review and approval of any funding.
Attachments:
1. Draft RDA Affordable Housing Strategy
2. Draft Housing Element
3. Resolution 2000-131
4. Town Code Sections 29.10.3020 - 29.10.3040
5. Pending BMP Units
6. HUD Income Limits
7. Town of Los Gatos Demographics
Distribution:
Department Heads
BNL:mdc
S:\affordable housing.wpd
Town Council Minutes
Redevelopment Agency
January 20, 2004
Los Gatos, California
TIME
ITEM
ACTION ON ITEM
ITEM 12
10 MONROE COURT
ORDINANCE 2124
Motion by Mr. Wasserman, seconded by Mrs. Decker, that Council
adopt Ordinance 2124 entitled, ORDINANCE OF THE TOWN OF
LOS GATOS AMENDING THE ZONING ORDINANCE
EFFECTING A ZONE CHANGE FROM RM:12-20 TO RM:12-
20:PD AT 10 MONROE COURT, which was introduced at the
Council meeting of January 5, 2004. Carried unanimously. (12.15)
ITEM 13
NPDES PERMIT
ORDINANCE 2125
Motion by Mr. Wasserman, seconded by Mrs. Decker, that Council
adopt Ordinance 2125 entitled, ORDINANCE OF THE TOWN OF
LOS GATOS AMENDING THE TOWN CODE SECTION
22.30.010 AND 22.30.035 TO COMPLY WITH REQUIREMENTS
OF PROVISION C.3 OF THE TOWN'S "NPDES" PERMIT,
which was introduced at the Council meeting of January 5, 2004.
Carried unanimously. (13.40)
IREDEVELOPMENT
REDEVELOPMENT AGENCY
ITEM 14
ACCOUNTS
PAYABLE
RATIFICATION
Motion by Mr. Wasserman, seconded by Mrs. Decker, that the
Agency ratify the check register for accounts payable invoices paid on
December 26, 2003 and January 9, 2004 in the amount of $10,863.03.
Carried unanimously. (14.V)
COUNCIL/AGENCY
TOWN COUNCIL/REDEVELOPMENT AGENCY
ITEM 15
AFFORDABLE
HOUSING
Motion by Mr. Wasserman, seconded by Mrs. Decker, that the Town
Council/Redevelopment Agency accept the report on affordable housing
activities. Carried unanimously. (15.39)
ITEM 16
MINUTES
JANUARY 15, 2004
Motion by Mr. Wasserman, seconded by Mrs. Decker, that the Town
Council/Redevelopment Agency approve the Minutes of the Joint
Regular Meeting January 15, 2004 as submitted. Carried unanimously.
(16.V)
7:05
COMMUNICATIONS
VERBAL COMMUNICATIONS
7:06
SPEAKER
Clark Cochran, spoke on Town Policy regarding development projects
in Town. He noted that paid lobbyists are now working on some of
these projects. He asked that the Town publicly clarify its rules,
regulations and policies on how it works with lobbyists, and how it deals
with lobbyists and others paid to influence Town decisions.
N \CLK\A MARIAN'S FILED,-afl Minutes WM-01-20-04.wpd
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