Loading...
06 Attachment 1 - AGR 23.231 CSG_CDD_Building_Inspection_signedPage 1 of 7 Agreement for Consultant Services CSG Consultants, Inc. AGREEMENT FOR CONSULTANT SERVICES THIS AGREEMENT is made and entered into 14th day of September 2023 by and between TOWN OF LOS GATOS, a California municipal corporation, (“Town”) and CSG Consultants, Inc., (“Consultant”), identified as a C corporation and whose address is 550 Pilgrim Drive, Foster City, CA 94404. This Agreement is made with reference to the following facts. I. RECITALS 1.1 The Town desire to engage Consultant to provide Building Inspection Services for the North-40 Phase I and North-40 Junction project. 1.2 The Consultant represents and affirms that it is willing to perform the desired work pursuant to this Agreement. 1.3 Consultant warrants it possesses the distinct professional skills, qualifications, experience, and resources necessary to timely perform the services described in this Agreement. Consultant acknowledges Town has relied upon these warranties to retain Consultant. II. AGREEMENTS 2.1 Scope of Services. Consultant shall provide services as described in that certain proposal sent to the Town on July 18, 2023, which is hereby incorporated by reference and attached as Exhibit A. 2.2 Term and Time of Performance. This contract will remain in effect upon execution to June 30, 2025. Consultant shall perform the services described in “Inspection Services” in this agreement as described in Exhibit A. 2.3 Compliance with Laws. The Consultant shall comply with all applicable laws, codes, ordinances, and regulations. Consultant represents and warrants to Town that it has all licenses, permits, qualifications and approvals of whatsoever nature which are legally required for Consultant to practice its profession. Consultant shall maintain a Town of Los Gatos business license pursuant to Chapter 14 of the Code of the Town of Los Gatos. 2.4 Sole Responsibility. Consultant shall be responsible for employing or engaging all persons necessary to perform the services under this Agreement. 2.5 Information/Report Handling. All documents furnished to Consultant by the Town and all reports and supportive data prepared by the Consultant under this Agreement are the Town’s property and shall be delivered to the Town upon the completion of Consultant's services or at the Town's written request. All reports, information, data, and exhibits prepared or assembled by Consultant in connection with the performance of its services pursuant to this Agreement are confidential until released by the Town to the public, and         ATTACHMENT 1 Page 2 of 7 Agreement for Consultant Services CSG Consultants, Inc. the Consultant shall not make any of the these documents or information available to any individual or organization not employed by the Consultant or the Town without the written consent of the Town before such release. The Town acknowledges that the reports to be prepared by the Consultant pursuant to this Agreement are for the purpose of evaluating a defined project, and Town's use of the information contained in the reports prepared by the Consultant in connection with other projects shall be solely at Town's risk, unless Consultant expressly consents to such use in writing. Town further agrees that it will not appropriate any methodology or technique of Consultant which is and has been confirmed in writing by Consultant to be a trade secret of Consultant. 2.6 Compensation. Compensation for Consultant's professional services shall be paid by applicant, inclusive of all costs. Payment shall be based upon Town approval of each task. 2.7 Billing. Billing shall be monthly by invoice within thirty (30) days of the rendering of the service and shall be accompanied by a detailed explanation of the work performed by whom at what rate and on what date. Also, plans, specifications, documents or other pertinent materials shall be submitted for Town review, even if only in partial or draft form. Payment shall be net thirty (30) days. All invoices and statements to the Town shall be addressed as follows: Invoices: Town of Los Gatos Attn: Accounts Payable P.O. Box 655 Los Gatos, CA 95031-0655 2.8 Availability of Records. Consultant shall maintain the records supporting this billing for not less than three years following completion of the work under this Agreement. Consultant shall make these records available to authorized personnel of the Town at the Consultant's offices during business hours upon written request of the Town. 2.9 Assignability and Subcontracting. The services to be performed under this Agreement are unique and personal to the Consultant. No portion of these services shall be assigned or subcontracted without the written consent of the Town. 2.10 Independent Contractor. It is understood that the Consultant, in the performance of the work and services agreed to be performed, shall act as and be an independent contractor and not an agent or employee of the Town. As an independent contractor he/she shall not obtain any rights to retirement benefits or other benefits which accrue to Town employee(s). With prior written consent, the Consultant may perform some obligations under this Agreement by subcontracting, but may not delegate ultimate responsibility for performance or assign or transfer interests under this Agreement. Consultant agrees to         Page 3 of 7 Agreement for Consultant Services CSG Consultants, Inc. testify in any litigation brought regarding the subject of the work to be performed under this Agreement. Consultant shall be compensated for its costs and expenses in preparing for, traveling to, and testifying in such matters at its then current hourly rates of compensation, unless such litigation is brought by Consultant or is based on allegations of Consultant's negligent performance or wrongdoing. 2.11 Conflict of Interest. Consultant understands that its professional responsibilities are solely to the Town. The Consultant has and shall not obtain any holding or interest within the Town of Los Gatos. Consultant has no business holdings or agreements with any individual member of the Staff or management of the Town or its representatives nor shall it enter into any such holdings or agreements. In addition, Consultant warrants that it does not presently and shall not acquire any direct or indirect interest adverse to those of the Town in the subject of this Agreement, and it shall immediately disassociate itself from such an interest, should it discover it has done so and shall, at the Town's sole discretion, divest itself of such interest. Consultant shall not knowingly and shall take reasonable steps to ensure that it does not employ a person having such an interest in this performance of this Agreement. If after employment of a person, Consultant discovers it has employed a person with a direct or indirect interest that would conflict with its performance of this Agreement, Consultant shall promptly notify Town of this employment relationship, and shall, at the Town's sole discretion, sever any such employment relationship. 2.12 Equal Employment Opportunity. Consultant warrants that it is an equal opportunity employer and shall comply with applicable regulations governing equal employment opportunity. Neither Consultant nor its subcontractors do and neither shall discriminate against persons employed or seeking employment with them on the basis of age, sex, color, race, marital status, sexual orientation, ancestry, physical or mental disability, national origin, religion, or medical condition, unless based upon a bona fide occupational qualification pursuant to the California Fair Employment & Housing Act. III. INSURANCE AND INDEMNIFICATION 3.1 Minimum Scope of Insurance: i. Consultant agrees to have and maintain, for the duration of the contract, General Liability insurance policies insuring him/her and his/her firm to an amount not less than: two million dollars ($2,000,000) combined single limit per occurrence for bodily injury, personal injury and property damage. ii. Consultant agrees to have and maintain for the duration of the contract, an Automobile Liability insurance policy ensuring him/her and his/her staff to an amount not less than one million dollars ($1,000,000) combined single limit per accident for bodily injury and property damage.         Page 4 of 7 Agreement for Consultant Services CSG Consultants, Inc. iii. Consultant shall provide to the Town all certificates of insurance, with original endorsements effecting coverage. Consultant agrees that all certificates and endorsements are to be received and approved by the Town before work commences. iv. Consultant agrees to have and maintain, for the duration of the contract, professional liability insurance in amounts not less than $1,000,000 which is sufficient to insure Consultant for professional errors or omissions in the performance of the particular scope of work under this agreement. General Liability: i. The Town, its officers, officials, employees and volunteers are to be covered as insured as respects: liability arising out of activities performed by or on behalf of the Consultant; products and completed operations of Consultant, premises owned or used by the Consultant. This requirement does not apply to the professional liability insurance required for professional errors and omissions. ii. The Consultant's insurance coverage shall be primary insurance as respects the Town, its officers, officials, employees and volunteers. Any insurance or self-insurances maintained by the Town, its officers, officials, employees or volunteers shall be excess of the Consultant's insurance and shall not contribute with it. iii. Any failure to comply with reporting provisions of the policies shall not affect coverage provided to the Town, its officers, officials, employees or volunteers. iv. The Consultant's insurance shall apply separately to each insured against whom a claim is made or suit is brought, except with respect to the limits of the insurer's liability. 3.2 All Coverages. Each insurance policy required in this item shall be endorsed to state that coverage shall not be suspended, voided, cancelled, reduced in coverage or in limits except after thirty (30) days' prior written notice by certified mail, return receipt requested, has been given to the Town. Current certification of such insurance shall be kept on file at all times during the term of this agreement with the Town Clerk. 3.3 Workers’ Compensation. In addition to these policies, Consultant shall have and maintain Workers' Compensation insurance as required by California law and shall provide evidence of such policy to the Town before beginning services under this Agreement. Further, Consultant shall ensure that all subcontractors employed by Consultant provide the required Workers' Compensation insurance for their respective employees.         Page 5 of 7 Agreement for Consultant Services CSG Consultants, Inc. 3.4 Indemnification. The Consultant shall save, keep, hold harmless and indemnify and defend the Town its officers, agent, employees and volunteers from all damages, liabilities, penalties, costs, or expenses in law or equity that may at any time arise or be set up because of damages to property or personal injury received by reason of, or in the course of performing work which may be occasioned by a willful or negligent act or omissions of the Consultant, or any of the Consultant's officers, employees, or agents or any subconsultant. IV. GENERAL TERMS 4.1 Waiver. No failure on the part of either party to exercise any right or remedy hereunder shall operate as a waiver of any other right or remedy that party may have hereunder, nor does waiver of a breach or default under this Agreement constitute a continuing waiver of a subsequent breach of the same or any other provision of this Agreement. 4.2 Governing Law. This Agreement, regardless of where executed, shall be governed by and construed to the laws of the State of California. Venue for any action regarding this Agreement shall be in the Superior Court of the County of Santa Clara. 4.3 Termination of Agreement. The Town and the Consultant shall have the right to terminate this agreement with or without cause by giving not less than fifteen days (15) written notice of termination. In the event of termination, the Consultant shall deliver to the Town all plans, files, documents, reports, performed to date by the Consultant. In the event of such termination, Town shall pay Consultant an amount that bears the same ratio to the maximum contract price as the work delivered to the Town bears to completed services contemplated under this Agreement, unless such termination is made for cause, in which event, compensation, if any, shall be adjusted in light of the particular facts and circumstances involved in such termination. 4.4 Amendment. No modification, waiver, mutual termination, or amendment of this Agreement is effective unless made in writing and signed by the Town and the Consultant. 4.5 Disputes. In any dispute over any aspect of this Agreement, the prevailing party shall be entitled to reasonable attorney's fees, including costs of appeal. 4.6 Notices. Any notice required to be given shall be deemed to be duly and properly given if mailed postage prepaid, and addressed to: Town of Los Gatos Attn: Town Clerk 110 E. Main Street Los Gatos, CA 95030 CSG Consultants Inc. 550 Pilgrim Drive Foster City, CA 94404         Page 6 of 7 Agreement for Consultant Services CSG Consultants, Inc. or personally delivered to Consultant to such address or such other address as Consultant designates in writing to Town. 4.7 Order of Precedence. In the event of any conflict, contradiction, or ambiguity between the terms and conditions of this Agreement in respect of the Products or Services and any attachments to this Agreement, then the terms and conditions of this Agreement shall prevail over attachments or other writings. 4.8 Entire Agreement. This Agreement, including all Exhibits, constitutes the complete and exclusive statement of the Agreement between the Town and Consultant. No terms, conditions, understandings or agreements purporting to modify or vary this Agreement, unless hereafter made in writing and signed by the party to be bound, shall be binding on either party.         Page 7 of 7 Agreement for Consultant Services CSG Consultants, Inc. IN WITNESS WHEREOF, the Town and Consultant have executed this Agreement. Town of Los Gatos by: Laurel Prevetti, Town Manager Recommended by: Joel Paulson Community Development Director Consultant, by: Nourdin Kyayata, PE Vice President Approved as to Form: Gabrielle Whelan, Town Attorney Attest: Wendy Wood, CMC, Town Clerk         3150 Almaden Expressway, #255 San Jose, CA 95118 Phone:408.618.8300 Fax:408.618.8310 www.csgengr.com FOSTER CITY | PLEASANTON | SAN JOSE | SACRAMENTO | NEWMAN | PASO ROBLES | FRESNO | ORANGE September 8, 2023 Tania Maheu, AdministraƟve Analyst Town of Los Gatos, Community Development Department 110 E. Main Street, Los Gatos CA 95030 Re: Building InspecƟon Services for Los Gatos North 40 Project Dear Ms. Maheu, Thank you for contacƟng CSG Consultants, Inc.(CSG) for informaƟon to provide Building InspecƟon services to the Town of Los Gatos for the North 40 Project. For over 30 years, CSG has been providing municipal services to municipaliƟes throughout the state. In addiƟon to providing engineering and CBO services to municipaliƟes, we also currently furnish building and safety, fire prevenƟon, public works, planning, code enforcement and a host of addiƟonal services to over 250 public agency clients. To this contract, CSG will bring specialized building inspecƟon experƟse, and a commitment to thorough, accurate and Ɵmely service. Scope of Work We understand the Town of Los Gatos is requesƟng informaƟon on Building InspecƟon services for the North 40 Project. To this work, CSG staff will provide complete and accurate building inspecƟons, ensuring compliance with applicable codes. Proposed Personnel CSG proposes Jose MarƟnez and Jerry Schnell, CBO to provide these services to the Town. Mr. Schnell has more than 30 years of inspecƟon experience, having performed inspecƟons for similar projects throughout the Bay Area. Mr. MarƟnez brings over 20 years of municipal experience and is well versed in building division and code enforcement acƟviƟes. Mr. MarƟnez and Mr. Schnell’s resumes have been provided on the following pages for the Town’s review. Cost CSG cost for providing the addiƟonal services requested is detailed in the table below. Service/Roles Hourly Rate/Percentage Fee CASp InspecƟon $160 Building Inspector $115 CombinaƟon Building Inspector $125 OverƟme (Outside Normal Business Hours)1.5 x Hourly Rate Weekends and Holidays 2 x Hourly Rate Project Contact Mr. John LaTorra, Regional Building & Life Safety Manager, will be the primary point of contact. His contact informaƟon is provided below. John LaTorra |Regional Building & Life Safety Manager (650) 208-4264 office |johnl@csgengr.com email We look forward to providing these addiƟonal services to the Town of Los Gatos and furthering our successful relaƟonship. Should you have any quesƟons regarding our proposal, please contact Mr. LaTorra. Sincerely, Cyrus Kianpour, PE, PLS President p erely, Ki PE PLS (;+,%,7$         Jerry LICENSES & CERTIFICATES CerƟfied Building Official CerƟfied Building Inspector CerƟfied Plumbing Inspector | ICC 0991488 Licensed General Building Contractor, Class B | 420743 EDUCATION Bachelor of Science, Business AdministraƟon St. Mary’s College | Moraga, CA Schnell CBO Senior Building Inspector Mr. Schnell brings over 30 years of experience in the building industry, serving in both the public and the private sector. His experience is wide ranging from Journeyman to General Contractor, Senior Building Inspector, and CerƟfied Building Official. Mr. Schnell is cross- trained in the provision of mulƟple service levels, enabling him to provide CSG’s clients with increased efficiency, saving them valuable Ɵme and expense. In addiƟon to serving as a Building Official, Mr. Schnell performs over-the-counter plan reviews, assists as customer service back-up at the front counter, and performs regular inspecƟon duƟes. He easily integrates into client organizaƟons, providing a seamless transiƟon in terms of implemenƟng policies and procedures and working with staff, applicants and customers. RELEVANT CSG EXPERIENCE CSG Building Inspector Mr. Schnell has performed residenƟal and commercial inspecƟons for the following agencies CSG serves:  City of Brisbane  City of Hillsborough  City of Millbrae  City of Los Gatos  County of San Mateo  County of Marin  Town of Portola Valley  Town of Woodside CSG Building Official | City of Pacifica, CA Mr. Schnell served as the Building Official for the City of Pacifica. In addiƟon to managing the building department, his services included performing over the counter plan review and residenƟal and commercial inspecƟons. CSG Building Official | City of Half Moon Bay, CA Mr. Schnell served as the Building Official for the City of Half Moon Bay. In addiƟon to managing the department, his services included performing over the counter plan review and residenƟal and commercial inspecƟons. Notable projects during his Ɵme with the City include:  Library, new construcƟon  Pacific Ridge, new construcƟon of 63 homes  Half Moon Village, mulƟ-structure senior housing development  CarnousƟe, single-family dwelling development  Ritz-Carlton Hotel, addiƟons and remodels PRIOR EXPERIENCE Senior Building Inspector | City of Redwood City, CA Prior to joining CSG, Mr. Schnell served as the Senior Building Inspector for the City of Redwood City. In this capacity, he performed all duƟes related to residenƟal and commercial inspecƟons on behalf of the City. Permit Counter Manager | City of Redwood City, CA Mr. Schnell served as a Permit Counter Manager providing coordinaƟon of permit issuance, customer service, and management of staff. Code Enforcement and Inspection Manager | City of Redwood City, CA Mr. Schnell served as Code Enforcement and InspecƟon Manager for the City. His duƟes included the implementaƟon and management of the City’s Code Enforcement Program. He was also charged with managing all code enforcement personnel, in conjuncƟon with managing building inspecƟon staff. Licensed Contractor As a licensed contractor, Mr. Schnell worked for construcƟon firms in both Santa Rosa and San Francisco. He was responsible for all maƩers relaƟng to commercial and residenƟal contractor projects.         Jose LICENSES & CERTIFICATIONS CertifiedBuilding Official Building Plans Examiner California Green Building Inspector California Green Building Plans Examiner Building Inspector Certified Accessibility Inspector Certified Accessibility Plans Examiner Residential Electrical Inspector Building Code Official Housing Code Official Property Maintenance and Housing Inspector IAPMO Certified Plumbing Inspector IAPMO Certified Mechanical Inspector Journeyman’s Certificate PC832 Laws of Arrest Certified ATC-20, SAP EDUCATION PC 832 Laws of Arrest San Jose City College| San Jose, CA General Studies, Hartnell College | King City, CA PROFESSIONAL AFFILIATIONS International Code Council (ICC) California Building Officials (CBO) Martinez Senior Building Inspector Mr. Martinez serves as a Senior Building Inspector for CSG and brings over 20 years of municipal experience. Mr. Martinez is well versed and highly knowledgeable in building division and code enforcement activities and has managed building departments in both the public and private sector. His extensive experience enables him to provide effective and efficient solutions to CSG customers and community stakeholders. CSG EXPERIENCE Building Official | City of Gonzales/City of Greenfield, CA Since joining CSG, Mr. Martinez has served as the Building Official for the City of Gonzales and the City of Greenfield. He has also performed Senior Building Inspector duties for highly sensitive projects. PRIOR EXPERIENCE Consultant Building Official/Senior Building Inspector/Plans Examiner | City of San Luis Obispo, CA Mr. Martinez served as a consultant building official, senior building inspector, and plans examiner for the City of San Luis Obispo. He assisted with special assignments including a permit software upgrade, subdevelopment project management, and plan review for Central Coast cities and counties. Chief Building Official | City of East Palo Alto, CA Mr. Martinez served as the Building Official where he directed and coordinated the activities of the Building Division including the Permit Center, Plan Check, Building Inspecting, and Code Enforcement services, and ADA Coordination. He participated in predevelopment coordination and economic development, assisted with the implementation of the City’s agency and citizen permit portal, implemented a digital submittal and review process, and assisted with implantation of the ADU and JADU process. He also conducted employee performance reviews and performance improvement plans and managed a $1 million dollar contract for building services. Consultant Building Official/Plans Examiner/Combination Building Inspector | Various California Agencies Mr. Martinez provided consultant services for multiple California agencies. He served the City of Cupertino as a Senior Project Inspector for the $6 billion dollar Apple Campus II Project. He also served as the Interim Chief Building Official for the County of Mendocino where he managed building inspections, plan review and code enforcement functions, assisted with the County’s online permit portal and implemented a plan review project prioritization system to streamline plan submittals. Mr. Martinez also served as the Interim Chief Building Official where he participated in the implementation of Accela Land Management System and managed the Building Inspection, Permit Center, and Code Enforcement teams. Additionally, he served as the City of Salinas Permit City Manager where he assisted with over the counter plan reviews and staff training. Chief Building Official | City of King, CA As Chief Building Official, Mr. Martinez managed building inspections, plan checks, permit issuance, and code enforcement services. He participated in pre-development coordination and economic development activities, and coordinated projects with external agencies. Building Inspector/Code Enforcement Officer/Plans Examiner | County of Monterey, CA Mr. Martinez served as the liaison between the Code Enforcement staff and Building Inspectors. He conducted inspections and investigated complaints related to housing issues and unpermitted construction. He was later promoted to Building Plans Examiner and conducted plan reviews of residential and commercial projects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his Page Intentionally Left Blank