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1983-225-Amending The Los Gatos Rental Mediation RegulationsRESOLUTION NO, i233 RESOLUTION AMENDING THE LOS GATOS RENTAL MEDIATION REGULATIONS Pursuant to Section 24.10.025 of the Town Code, the Town Council hereby RESOLVES that the Los Gatos Rental Mediation Regulations are amended as follows: Section 1.02.02 is amended to read as follows: "1.02.02. Increases in Excess of M CPI Ceilin . Increases which are in excess of 70% CPI ceiling or 5 %, which- ever is greater, are subject to review with some exceptions. An increase may be subject to review because the dollar amount has been raised, or services reduced, or both. The exceptions are: (a) If the increase is after the rental unit has been volun- tarily vacated by the tenant. To be vacant, the unit must be untenanted; if a roommate moves, there is no vacancy, runless the landlord and the tenants have a prior written agreement that this does create a vacancy. If a tenant moves after receiving a 30 -Day Notice fran the landlord, it is not voluntary; (b) If the increase is after the eviction of a tenant by a court for non - payment, chronically late payment, or other material violation of a written rental agreement." Section 1.04 is amended to read as follows: "1.04. Notice of Rent Increase. When a landlord issues a notice of rent increase for more than the 70% CPI ceiling or 5 %, whichever is greater, he must give the tenants notice of the following; "(1) Full right to use the Rental Mediation and Arbitration Hearing Process. The notice must include the address and telephone number of the Rent Mediation Program. This can be included conspicuously in the rent increase notice or done separately at the sane time and mamer as the rent increase notice. The recamiended wording is: 'You have the right to use the Rental Dispute Mediation and Arbitration Hearing Process tion contact: Los Gatos Rent Mediation 3275 Stevens Creek Blvd., #310 San Jose, CA 95117 (408) 395 -6350' For further informa- (2) If any tenant so requests in writing, the apartment numbers of all tenants receiving increase notices for the same month as the tenant making the request. Failure to give tenants the notice required under this section shall void any rent in- crease in excess of 7U% CeI or 5 %, whichever is greater." section 1.U7 is amended to read as follows: "1.07. Deferral of Amount of Increase Over 707 CPI. When a tenant files an eligible petition, the mount of the increase over 707 CPI or 5%, whichever is greater, is stayed, pending a resolution of the dispute. The tenant should be charged anal should pay only the old rent plus 70% CPI or 5 %, whichever is greater, until the petition is resolved and the rent level established." -2- Section 2.02 is amended to read as follows: "2.02. Amount of Annual Increase. The annual rent increases shall not exceed the 70% CPI ceiling or 5 %, whichever is greater, unless the tenants agree or the Arbitrator determines that other factors render a larger in- crease reasonable. Computation of 70% CPI (see Appendix A). a. CPI is the Consumer Price Index -- All Urban Consumers for the San Francisco - Oakland Area, as reported bimonthly by the Bureau of Labor Statistics. b. The Town or its agent shall compute the average annual percent of change as set forth in Section 24,70.015(3) of the Rental Mediation Ordinance." Section 2.04 is amended to read as follows: "2.04. Cost Analyses. The Tenant /Landlord Task Force has authorized the use of cost analysis methods which are described below. 2.04.01. Requirements. a. Cost figures must be established to the reasonable satisfaction of the Hearing Officer; b. The cost of capital improvements must be averaged on a per unit basis and amortized over a period of at least 60 months; c. The costs of capital improvements must be averaged an a per emit basis and amortized over a period of at least 36 months; d. Each of the costs must bear a reasonable relation- IS11 It ship to the purpose for which they were incurred and the value of the real property; e. Costs are 'out -of- pocket' costs which have been incurred or obligated. f. If a rent increase is cost justified and neither service reduction nor Housing Code violations are present, that rent increase is reasonbie. g. Increased costs of debt service: 1. Costs which satisfy the 70% -80% test for nPW nT."Yt C increased costs of debt service shall be deemed reasonable and allowed by the Hearing Officer when: (a) The increased costs of debt service arise Fran that proportion of the aggregate amount of debt which does not exceed seventy percent (707) of the appraised value of the property, and no more than eighty percent (807) of such increased costs are passed through to tenants. (i) If the loan to value ratio does not exceed 707, 80% of the increase in debt service is allowable and may be passed through to tenants. (ii) If the loan value ratio exceeds 80 %, the annual amount of increased costs of debt service which shall be found allowable and may be passed through to tenants is 807. of the sun calculated by multiplying -4- "the new debt service by 707 divided by the loan to value ratio less the prior debt service. X1.2 ul' Facts Prior Debt Service per Annum New Debt Service per Annum Increased Costs of Debt Service Aggregate Debt from which Debt Service arises Appraised Value of the Property Loan to Value Ratio (LTVR) Calculation 80,000 110,000 30,000 750,000 1,000,000 .75 Pass Through = .8 (New Debt Service x [.7 /LTN - Prior Debt Service) Pass Through = .8 (110,000 x [,7/.75 - 80,000) Pass Through = .8 (102,667 - 80,000) Pass Through = .8 (22,666.67) Pass Through = 18,133.34 (Per Annum) (b) The debt is a secured, arms - length transaction. 2. Amortization. (a) Loan fees, including points, shall be amortized over the life of the loan. (b) Balloon payments of principal shall be disallowed. (c) Balloon payments of interest shall be allowed and will be amoritzed over the life of the loan. -5- "(d) Actual periodic payments shall be amortized over the length of the loan or over 36 months, whichever is less. 3. Current owners refinance of debt service shall be limited to costs of debt service generated by the amount reinvested in the property, in- cluding liquidation of existing debt. (Appendix C) 4. All debt service shall be secured, arms- length transactions. h. Burden of Proof. The landlord has the burden of proof to establish the cost justification of a proposed rent increase. 1. The burden of proof shall be satisfied by per- suading the Hearing Officer that the fact sought to be proven is more probable than some other fact. 2. The burden of proof shall be met by using evidence only which has a tendency in reason to prove or disprove a disputed fact of con- sequence in determining a cost justification. 3. Proof shall be received only for cost categories alleged in a claim filed with the Town, its agent, or the Hearing Officer during or prior to the first hearing. i. Lecider's AFipraisal. A lender's appraisal for the purpose of establishing M "the value of the property pursuant to Section 24.70.020(2) of the Ordinance shall meet the following requirements: 1. Format. The appraisal shall be prepared on the usual short form (1 -4 page) format conmonly used by institutional lenders or licensed real estate brokers to establish the value of the property, or as may be approved by landlord, Hearing Officer and 2/3 of the tenants present at the hearing. 2, Factual Data. The lender's appraisal shall include a statement of the facts upon which it is based, including: (a) Description of Property, A description of the property, including both a legal description of the land, and of the improvements thereon, (b) Neighborhood, A description of the neighborhood in which the property is located. (c) Other Data, Other data considered by the appraisers, including terms of financing, if known, 3. Appraisal Methods. The lender's appraisal shall include the appraiser's independent application of each of the following three (3) methods: (a) Market Comparison Approach. This approach -7- "shall consider recent sales and listings of similar type properties in the area analyzed to form an opinion of value by this approach. (b) Cost Approach. This approach shall con- sider the value of the land, assumed vacant, added to the depreciated replace- ment cost of the improvements. (c) Inane Approach. This approach shall con- sider the estimated potential net inane capitalized into value. 4. Value Conclusion. The lender's appraisal shall include a reconciliation of the values indicated by the three appraisal methods, including the logic and reasoning support thereof, and the dollar figure concluded as the value of the property. 5. Signature and Certification. The lender's appraisal shall include the signature of the appraiser and the certification as to his qualifications. 6. Appraiser`s Qualifications. A lender's appraisal may be performed by an employee or agent of the institutional lender or licensed real estate loan broker negotiating the loan, an MAI, SREA, or SRA appraiser, or a real estate broker, who has the following qualifications: "(a) Prior experience in the sale or appraisal of cmparable properties within the past five (5) years; and (b) Having no relationship to any of the parties to the sale, either as an agent, co- worker, relative to the first degree, partner or associate, within the two (2) years preceding the appraisal. (c) Who is not and during the previous twelve (12) months has not been an officer or employee of the Town of Los Gatos. j. Challenge of Lender's Appraisal, A lender's appraisal may not be made by the Hearing Officer, but the Hearing Officer may require the landlord to furnish an additional lender's appraisal if the Hearing Officer finds that: 1. The lender's appraisal fails to meet the requirements, or the appraiser does not have the qualifications set forth in paragraph (2) 2.04.01(i -6), or 2. The lender's appraisal includes a substantial and material error or omission which sub- stantially and materially affects the reliability of the appraisal, 2,04,02, Cost Increase Caputation (See Appendix B). This cost method looks at costs between two points in time. The landlord has the option to present costs M "for debt service only, or for operating and maintenance, capital improvements and rehabilitation costs, plus no more than 5% of the monthly rent. (The cost cate- gories presented at Arbitration must be the same as at Mediation.) The Hearing Officer has the discretion to require cost information from categories not initially presented by the landlord, if that informa- tion is necessary to resolve issues such as the service reductions. a. Costs are historical costs for the most recently available two (2) twelve -month periods. The later period terminates no later than the effective date of the increase. For example, if the increase is effective on July 1, 1980, the time periods would be no later than July, 1978 through June, 1979 and July, 1979 through June 1980. b. Undocumented projections or estimates of future costs may not be accepted by the Hearing Officer for use in this cost analysis. c. Debt service, capital improvements and rehabilita- tion costs mast be incurred in the past twelve months as evidenced by payment or by contract establishing a legal obligation and evidence that the terms of the contract are or have been met. The twelve -month period for each of these types of costs may be different from the period used for operation and maintenance, and must begin earlier -10- "than the effective date of the increase, but may extend past the effective date of the increase, e.g., contract on 7/80, increase 8/80, time period 7/80 -6/81. d. If, however, increases in debt service or repayment of capital improvements or rehabilitation costs are, or have been deferred so as to become effective at a future date in excess of a twelve (12) month period, those costs may be applied as they become effective, e. If the cost is equal to or greater than the peti- tioning tenant's rent increase, that increase is cost justified." Chapter 9, Definitions, is amended by amending the definition of "Rental Unit," as follows: "Rental Unit A rental unit is any building or part of a building which is used for residence, or land which is used for mobilehane space, and which is rented to a tenant as a dwelling place, except: (1) Rental units, located in a building or group of buildings on the same premises, containing two or fewer dwelling units. (2) A roan in an owner- occupied dwelling where under the lease provisions the tenant does not have the substantially exclusive use of a kitchen. (3) A single house, condominium or planned development (Business and Professions Code Section 11003.0) unit. (4) A hotel roan or similar accommodation ordinarily let for occupancy by the same tenant for periods of less than 15 days, -11- "(5) A hospital room, skilled nursing facility or similar accommodation where the main factor in the rental relationship is the personal care given to the tenant. (6) A dwelling owned, operated or managed by a government agency or which is exempted by State or Federal law from rent regulation." Appendix B is amended to read as follows: "Appendix B Cost Increase CGTUTATION OF FACTORS OTHER THAN DEBT SERVICE* New Operating and Maintenance (12 months total prior to rent increase notice) -Old Operating and Maintenance (12 months total prior to above) u tota t 12 months = 0 & M Increase New Capital hmrovements 60 months Su tota New Rehabilitation t 36 months Subtotal = Capital Improvement Increase = Rehabilitation Increase Subtotal # units or proportion of square footage Subtotal + .05 unit's prior rent Allowable Rent. *See 2.04.01(g) for new owner debt service carmutation." Appendix C is added, as follows: -12- "APPENDIX C REFINANCE BY EXISTING OWNER Amount used to liquidate prior debt ....................$ Amount incurred for repairs.. ... Amount incurred for capital improvements ............... Amount incurred for rehabilitation, ...... TOTAL REINVESTED IN PROPERTY $ TOTAL REINVESTED IN PROPERTY CE AMOUNT X DEBT SERVICE = PASS THROUGH TOTAL CURRENT PASS THROUGH + RENT = ALLOWABLE RENT INCREASE" The Toum Council FURTHER RESOLVES that the Los Gatos Rental Mediation Regula- tions as amended by this resolution shall became effective on December 21, 1983. -13- PASSED AND ADOPTED AT A REGULAR MEETING OF THE TOWN COUNCIL OF THE TOW OF LOS GATOS this 7th day of November , 1983, by the following votes: AYES: COUNCIIMEMBERS Joanne Benjamin, Eric D. Carlson, Terrence J. Daily and Thomas J. Ferrite NOES: COUNCII.ME?4BERS None ABSTAIN: COUNCIL11MBERS Brent N. Ventura ABSENT: COUNCIUE2I BERT None ATTEST: Clerk of the Tom of Los Gat -14-